So Easy a 3 Year Old Can Use
A recent visit to a toy store prompted a memory from 2 years ago. It was a big mistake my wife and I made then but is funny now. It was late November and the grandparents, uncles and aunts were asking us what our kids would like for Christmas. Since there were numerous small items, an employee at 'Toys R Us' suggested we let our kids scan the items they wanted creating a "wish list." These are the same scan guns that couples use when registering for their wedding or upon expecting their first child. What a great idea, a way to create an organized online list for all the loving relatives... Not so much! Once they learned how to scan a barcode, it was all over.
Amazingly, the reasonable items on the original list grew into a much larger list in both number of items and total potential cost. I heard my two older kids, 6 and 3 at the time say "I want this," "I want that," and "Will Ho-Ho bring me this?" It took a few hours for the excitement and thirst for toys to wear off. We spent the next week explaining that just because it was "scanned" didn't mean that it would arrive via UPS from their uncle in California or under the tree from Santa.
I wish you and your loved ones a truly blessed Christmas and Holiday season!
Time To Reflect
It's the natural time of year to reflect on the year gone by and hope for the year to come. People often take inventory and gain perspective on where they currently stand personally and as well as financially. Ever hear of a New Year's Resolution? Are you happy where you are financially in regards to understanding your investments, protecting your family, being on track to reach your goals and overall confidence with your financial plan? Possibly, you don't have comfort with these or even have a current financial plan? Please do your family a favor; seek out a qualified and trusted financial advisor to help you gain control, even if it is not me (I MEAN that)! These items are too important not to address.If you would like me to assist, let me know and we can get something on the calendar for January 2014. Your future planning starts now.
All the best to the close of your 2013 and the start of your 2014!
Luke A. Fields, CFP®
luke.fields@raymondjames.com 614-431-4310
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